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Two years with revolut: is it a reliable main bank?

Two Years With Revolut | User Experiences Spotlight Reliability Issues

By

Chloe Zhang

Nov 11, 2025, 06:55 AM

Edited By

Alice Tran

Updated

Nov 11, 2025, 02:32 PM

2 minutes reading time

A person using a smartphone to manage their Revolut banking app while traveling, with a scenic background of landmarks
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A growing number of people are voicing their experiences with Revolut as they weigh its reliability as a main banking option. Amid increasing scrutiny around digital banks, anecdotal stories reveal mixed sentiments about the service, especially during onboarding and customer support interactions.

Mixed Experiences with Onboarding

While many continue to highlight positive experiences, some have faced significant hurdles. One user from a forum shared their struggle to set up an account for their mother, stating they "couldnโ€™t get through the verification process even after chatting with support all day.โ€ This has sparked debates about the efficiency of Revolut's customer service. The user felt the support responses were scripted and slow, prompting questions about the overall reliability of assistance.

Customer Sentiment: Satisfaction vs. Skepticism

Sentiment on forums runs the gamut. A prevailing theme showcases a divide between satisfied users and those expressing dissatisfaction:

  • Trust issues with customer support: "Would be more comfortable if they had phone support," remarked a user concerned about response times and effectiveness.

  • Security concerns with high balances: Another posted, "Why would you keep more than โ‚ฌ100,000 in any single bank?" reflecting worries about financial safety.

However, many users rallied in defense of Revolut, highlighting positive interactions. One claimed, "Iโ€™ve been using Revolut for almost two years nowitโ€™s been my main bank for the last few months,โ€ illustrating loyalty amidst mixed reviews.

"The 99% of Revolut users who have good experiences are always going to be drowned out by the 1% with bad experiences," commented one user, revealing the skewed perception based on vocal complaints.

Key Insights from User Comments

  • โ–ณ Customer service feedback highlights a mix of satisfaction and frustration regarding account setup and support.

  • โ–ฝ Users cheer Revolut for features like daily interest on accounts and intuitive app design, showcasing robust benefits for frequent users.

  • โ€ป "Insurance which pays 2000 Euros in 2 days from Revolut?" questioned one user, hinting at challenges in confirming insurance claims with others reporting mixed results.

Epilogue

As digital banking continues to rise, personal stories provide essential insights into the reliability of platforms like Revolut. They illustrate how user journeys can vary widely, affecting overall trust. Now more than ever, can digital banks like Revolut solidify their standing against rising skepticism? Only continued user experiences will tell.