Edited By
Andrei Petrov

A new user on a popular forum is seeking advice as they prepare for their first international transaction with the Revolut app. The traveler, currently in a non-Euro EU country, is unsure whether to transfer funds in their local currency, yen, or euro. As discussions unfold, contrasting opinions spark insights into the best practices for currency conversion.
With travel becoming more frequent in 2025, users are increasingly relying on financial apps like Revolut for seamless transactions. This fresh user's question highlights the confusion that often accompanies currency exchange, as they look to maximize their funds efficiently during travels in Japan and beyond.
Three main themes have emerged from the dialogue:
Local Currency Preference: "In your own currency." Many users suggest sticking to the local currency for the transfer to avoid unnecessary conversion fees.
Convert Wisely: One user noted, "Should I transfer in my own currency, in yen or in euro? The rule of thumb is: avoid doing conversions."
Evaluate Exchange Rates: It's advised to check whether your local currency is supported. "Curve exchange rates are 0.5% worse than Revolut," a user pointed out, highlighting the importance of good rates when exchanging money.
"If Revolut supports your local currency, transfer in that and convert as needed!"
"Avoid conversions! Use bank's currency to save costs."
The conversation reflects a positive sentiment toward using Revolut for travel, combined with caution around exchange fees, prompting new users to consider strategies carefully.
๐น Use Local Currency: Strong preference for transferring in oneโs own currency to prevent extra fees.
๐ป Conversion Costs: Acknowledgment that exchange rates can be unfavorable, influencing how users shift funds.
โญ Revolut's Edge: Users feel generally positive about the platformโs offerings, noting that it often has better rates compared to competitors.
The dialogue underscores how important it is for travelers to be informed about currency exchanges as they navigate their financial options overseas. As more users embark on global adventures, community input on platforms like these continues to shape user experience.