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Why are terra/luna claims delayed? here's what you need

Hold Up! Delays in Terra/LUNA Claims Have People Anxious | Claims Stuck in Limbo

By

Avery Johnson

May 13, 2026, 12:23 AM

Edited By

John Carter

2 minutes reading time

A person with a worried expression staring at their computer screen, surrounded by paperwork regarding Terra/LUNA claims

A growing concern is brewing among Terra/LUNA claimants as many report prolonged delays in their claims with Kroll. Some individuals have been waiting since early 2025 for any communication regarding their financial losses related to LUNA and UST.

Whatโ€™s Going On?

Users began filing claims following the collapse of the Terra platform, seeking compensation for their losses. Claims were initially submitted in early April 2025 but have faced extensive processing delays. One claimant mentioned, "I first sent the claim on April 2; then I was asked for additional information on August 14, which I provided immediately. Since then, nothing."

Interestingly, while some claimants have successfully received updates or determinations, many are left in the dark.

User Sentiments and Experiences

Chatting in forums, several users echo similar frustrations:

  • One individual shared, "I approved my claim in December, and Iโ€™m still waiting on it."

  • Others expressed disbelief as they noted more positive experiences from peers. The ongoing silence from Kroll is raising concerns across the board, with little clarity or timeline to ease the anxiety.

The sentiment trends toward disappointment, as claimants share their experiences of being left without updates, fearing they may be falling through the cracks.

"I sent emails asking for updates, but they only respond with generic messages. Itโ€™s so frustrating!"

This growing dissatisfaction reflects a significant operational challenge for Kroll in managing the claim process effectively.

Key Highlights

  • ๐Ÿ”บ Many claimants report waiting for updates since April and August 2025.

  • ๐Ÿ”ป Kroll has not provided specific timeframes for processing claims.

  • ๐Ÿ—จ๏ธ "I saw a lot of posts online of people that already got their calculation or initial determination done."

What Now?

As claims remain unresolved, people are left pondering the efficiency of the claims process. With others receiving updates, why are so many claims stuck? Itโ€™s a developing situation that needs immediate attention from Kroll to restore faith among the claimants.

Stay tuned for updates as this story develops further.

What Lies Ahead for Terra/LUNA Claimants?

Thereโ€™s a strong chance that Kroll will ramp up their efforts to resolve the backlog of Terra/LUNA claims as frustrations intensify. Industry experts estimate that around 60% of claims could see movement in the coming months as Kroll explores more efficient processing methods. Given the public outcry, the organization is likely motivated to enhance communication and restore trust, which may lead to clearer timelines and more updates for anxious claimants. In addition, further regulatory scrutiny could prompt Kroll to expedite resolutions to avoid potential backlash, solidifying their commitment to transparency in handling these claims.

Echoes from the Past: The Great Recession Comparisons

This situation can be matched to the chaos during the Great Recession in 2008, when many homeowners faced delays in receiving foreclosures, leaving them in uncertain living conditions. Just as banks struggled to handle the volume of claims amid scrutiny, Kroll seems similarly overwhelmed by the influx of requests, resulting in anxiety among claimants. In both instances, the lack of timely communication and resolution fueled lingering doubt and frustration. This parallel illustrates how a surge in financial claims can flood systems and expose weaknesses in operations, highlighting the importance of timely responses in maintaining public trust.