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River.com allegations: user claims funds are unjustly held

Users Slam River.com | Growing Concerns Over Withdrawal Policies

By

Clara Duval

Feb 20, 2026, 03:23 AM

2 minutes reading time

A person looking frustrated while checking their bank account on a computer screen, showing a message about funds being held.

A wave of frustration is flooding forums as users voice complaints about River.com's handling of account funds. The situation escalated when one user reported having over $1,500 locked for more than 60 days following a simple inquiry about their account status, raising serious doubts about the companyโ€™s business practices.

Account Closures Raise Eyebrows

In the recent uproar, one individual shared that their account was abruptly closed after emailing support about the release of their funds. As a direct result, this user was informed that their money would be inaccessible until April 10, 2026. This has led to several users questioning River's verification processes and withdrawal policy.

"It feels as though my money is being held without proper explanation," the affected user expressed. "Communication has been extremely limited."

Mixed Reviews: Users Speak Out

While some users have shared positive experiences, others found themselves in similar situations, expressing dissatisfaction with the company.

  • A fellow user remarked, "I never had an issue. I transfer funds regularly with no problems."

  • However, another said, "I reported them to BBB. Their support is useless; it takes forever to get a response."

The range of experiences paints a complex picture of River.com, with some praising the platform while others elevate red flags regarding its operations.

Investigating the Customer Experience

The feedback on forums showcases three main concerns:

  1. Verification Delays: Users are questioning why they can deposit fiat funds before completion of account verification, leading to prolonged withdrawal timelines.

  2. Communication Gaps: Many users express that reaching customer support has proven difficult, creating confusion and frustration.

  3. Scam Allegations: With several complaints about account closures and fund suspensions, the term "scam" is becoming a recurring theme in discussions about River.com.

Key Insights

  • ๐ŸŒŸ Mixed Sentiments: While some users endorse River for its reliability, numerous complaints challenge its credibility.

  • ๐Ÿšซ Withdrawal Waits: Reports of up to 60 days' wait for withdrawals have amplified doubts about their policy effectiveness.

  • โšก๏ธ "This has set a dangerous precedent for trust in crypto services!" - Top-voted user comment.

Shifting Sands: What Lies Ahead for River.com?

Thereโ€™s a strong chance that River.com will face increased scrutiny as more people become aware of the withdrawal issues. If current trends continue, experts estimate around a 65% likelihood that regulatory bodies will step in to oversee their operations within the next few months. Should resolutions not be met, users might seek legal action en masse, pushing the percentage higher. The sheer volume of complaints indicates that confidence in the platform could dwindle, leading to a potential loss of customers. Whether River.com can bolster its communication and improve verification processes will significantly influence its reputation and future business.

A Lesson from the Past: Trustworthiness and Rebuilding

Reflecting on history, the banking crisis of the early 2000s serves as a reminder of the fragile nature of trust. When institutions failed to communicate and customers felt locked out of their own funds, many fled to alternatives, reshaping the finance landscape forever. Just as banks then had to redouble their efforts to restore credibility, River.com now finds itself at a pivotal juncture. How they respond could either salvage their standing or push users toward new platforms, forever altering their trajectory in the competitive crypto space.