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Revolut denies refund after $350 atm withdrawal failure

Revolut Faces User Backlash | $350 Disappears Without a Trace

By

Elena Rodriguez

Feb 16, 2026, 03:32 AM

Updated

Feb 16, 2026, 12:11 PM

2 minutes reading time

A frustrated person standing in front of an ATM with a withdrawn amount displayed on the screen, looking at their phone in disbelief.
top

A growing coalition of users is pushing back after a $350 ATM withdrawal failure involving Revolut. Users claim that despite not dispensing cash, the transaction was marked as successful, sparking frustration over customer support amid an ongoing dispute.

ATM Withdrawal Dilemma

In December 2025, a customer used an ANZ ATM to withdraw $350. The ATM failed to dispense any cash, yet Revolut recorded the transaction as successful. After two months of back-and-forth with Revolut, the customer was informed of a final decision not to issue a refund.

"When something goes wrong with cash withdrawals, you may find yourself with no money and no support," the user expressed, underscoring the lack of assistance from Revolut.

User Insights and Perspectives

Following the incident, conversations on forums highlighted several key points. Many users reiterate that the ATM's failure was not Revolut's fault but rather the responsibility of the ATM owner. A number of commenters suggested that the ATM should have been contacted directly, stating "You had to contact the owner of the ANZ ATM. Notes are counted, so they can see your story is true."

Others firmly believe that Revolut should investigate the situation further, as they act as a card issuer. A commenter noted, "Revolut should contact the owner of the ATM and dispute the transaction because the money wasn't dispensed."

Also, many users mentioned the risk of potential fraud. One user warned about cash trapping โ€” a situation where scammers can manipulate ATMs to capture cash.

Impact on Revolutโ€™s Reputation

This incident has led to negative sentiment directed at Revolut's customer service. Some comments indicated distrust, suggesting that the financial service failed to protect users adequately.

"This sets a dangerous precedent," remarked a concerned user, calling for reform in how such issues are handled. As pressure builds on Revolut, users question how common such incidents might be.

Key Highlights

  • โš ๏ธ $350 lost: The user claims ethical mishandling by Revolut.

  • ๐Ÿ” ATM accountability: Many pointed to the fault lying with ATM ownership rather than Revolut.

  • ๐Ÿ˜ก Customer service under fire: Users criticize Revolut's lack of transparency and support.

"Revolut should have explained this to you," noted a commenter, reflecting on the low expectations of customer service.

As 2026 unfolds, this case raises serious questions about digital banking practices and consumer rights. More users are advised to stay alert when using services like Revolut for ATM transactions.

Time for Change?

Experts believe there is a strong possibility Revolut will need to enhance its support channels and communication strategies in light of this feedback. Thereโ€™s a growing demand for stronger dispute resolution processes that safeguard user interests in an increasingly competitive digital banking environment.