A significant number of Revolut users in France are voicing frustration after their banks have started declining top-ups to the popular digital banking platform. This shift, reportedly affecting some major institutions, has sparked a heated debate among customers about the limitations imposed by traditional banks.

Customers have consistently stated their dissatisfaction with the rise of blocked top-ups. A long-time Revolut user expressed, "My credit card is fully functional, but Revolut top-ups started to fail some weeks ago." Initial hiccups in processing payments have escalated to complete failures, raising concerns about the banks' motives in restricting transactions to Revolut.

Interactions with banks have been frustrating for users. One customer commented, "I expect them to say 'we do that to prevent fraud' or something similar." While many have contacted their banks for clarification, responses remain slow and unhelpful, leaving users in a lurch.

Bank users are noticing a pattern—specific institutions are increasingly blocking credit card top-ups to Revolut, with claims of compliance with regulations cited as the main reasoning. Some users suspect that these changes reflect a growing hostility toward fintech services that threaten traditional banking revenue streams. As one disgruntled customer noted, "The banks don't care about keeping the tiny fraction of regular customers who use Revolut to top up."

Interestingly, options like SEPA transfers and alternative payment methods, such as Google Pay and Apple Pay, are still available to customers. However, it's the convenience of credit card transactions that many users crave.

While a few customers have successfully continued topping up their accounts, the overwhelming sentiment is one of frustration and helplessness. The community appears divided, with comments reflecting a mix of positive and negative experiences.

"Banks are trying this as they hate Revolut. Not all banks, but more and more are trying."

This situation raises pressing questions about user rights. Can customers genuinely force their banks to allow top-ups via credit card? And how can they protect themselves from the whims of financial institutions?

• △ Many banks may restrict credit card top-ups to fintech platforms.

• ▽ User frustration mounts as responses from banks remain unclear.

• ※ "Honestly - why would you try to ‘force your bank’?... it’s not like there is only one bank in France."

As users navigate these complications, the landscape of financial services may shift. For now, the dialogue continues as affected users seek solutions and transparency from their banking institutions.