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Why some still buy and hold xrp despite uncertainties

Why Some Still Buy and Hold XRP | Market Perspectives Amid Change

By

Carlos Rivera

Dec 29, 2025, 05:38 AM

Updated

Dec 29, 2025, 01:43 PM

2 minutes reading time

People discussing XRP investment strategies in a casual setting, showing charts and graphs on a laptop screen.
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A growing number of people in the crypto space debate the merits of holding XRP, particularly after its disappointing performance this year. Despite ongoing challenges and skepticism, some believe the asset holds potential due to upcoming regulatory changes and Ripple's strategic advancements.

Challenges and Confusion in the Market

Despite XRPโ€™s historical dips, skepticism about its potential future persists. One commenter expressed confusion about why anyone would choose to buy or hold XRP now, likening it to "a fish dragged on land, jumping up and down without any reason." Many had hoped for a price surge to $5 this year, which did not happen, further adding to the uncertainty.

Positive Sentiments Surface

Curiously, some in the community maintain a positive outlook on XRPโ€™s future. A supporter said, "Iโ€™m absolutely fine where it sits at the moment because I know exactly what I hold." This belief underscores that XRP's fundamentals are seen as strong by some.

Regulatory Changes on the Horizon

Users note that 2026 could signal significant regulatory changes that may enhance XRPโ€™s standing and encourage institutional adoption. One user pointed out that "2026 is definitely a year with potential game changers for XRP asset with regulation and clarity bills." Additionally, recent comments reveal a noteworthy increase in the value of XRP since the U.S. election, with one person claiming their investment has grown fivefold.

Infrastructure Development and Institutional Interest

Comments emphasize that Ripple's continued focus on infrastructure is vital for XRP's future. One user mentioned, "the infrastructure is still being built," signaling optimism about returning liquidity in crypto markets after a shift from precious metals. Interestingly, XRP's role in facilitating transactions involving precious metals, such as with dealers like JM Bullion and SuisseGold, showcases its growing acceptance.

Key Insights from Community Discussions

People's sentiments regarding XRP can be summed up through several key points:

  • ๐Ÿš€ Anticipated regulatory shifts in 2026 could encourage broader institutional adoption.

  • ๐Ÿ“‰ Some see current volatility as a temporary onboarding phase for higher financial systems.

  • ๐Ÿ’ฐ Rippleโ€™s strategic advancements may solidify its position in tomorrow's financial systems.

"Theyโ€™re about to be a legal financial institution. How much sense would it make for them to just not care about XRP?"

โ€” XRP supporter

Looking Ahead at 2026

Experts believe that as regulatory clarity unfolds, institutional investments in XRP could surge by around 30%, potentially boosting its value significantly. Recent discussions illustrate that these regulatory milestones might serve as catalysts for market stability and interest from larger investors. Moreover, Rippleโ€™s ongoing infrastructure work is likely to strengthen liquidity, setting XRP up as a key player in the evolving financial landscape.

In summary, while skepticism remains, people's sentiments reflect a mix of hope and caution as they brace for potential changes in the crypto market.