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Investing in crypto for 5 years: aiming for 10 15% returns

Investing in Crypto | Monthly Strategy Ignites User Discussions

By

Sofia Chen

Aug 9, 2025, 03:38 PM

Updated

Aug 11, 2025, 12:39 PM

2 minutes reading time

A person reviewing charts and data on a laptop about crypto investments like Ethereum and Chainlink, with graphs showing growth and returns.
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A fresh investment approach is gaining traction, with a growing number of people advocating a disciplined strategy of monthly investments in digital assets. Many aim for an annual return of 10 to 15% over five years, unleashing quite a debate among forums lately.

The Long-term Play

This plan revolves around buying a set amount of specific cryptocurrencies each month, prioritizing sustainability and growth potential. Key projects under discussion include Ethereum, Chainlink, and Cosmos, while Bitcoin remains a focal point for many.

User Perspectives and New Insights

The feedback on various forums highlights strong sentiments:

  • โ€œDid you ever hear about Bitcoin?โ€

  • โ€œFor long-term holds, BTC should be at the top.โ€

  • โ€œI'm buying ETH hourly; it's been a nice gain so far.โ€

Interestingly, a new voice suggests considering Solana, which is now being treated similarly to Bitcoin and Ethereum by some corporate treasuries. Another user emphasizes the historical performance of cryptocurrencies, noting that since 2016, only Bitcoin, Ethereum, and XRP remain in the top ten.

An emerging theme from comments supports a more cautious approach: โ€œIf you're waiting for five years, just wait for a bear market to come and then buy. Youโ€™ll get a much better price.โ€ This sentiment resonates with many who acknowledge that market timing could significantly impact average buy prices.

Expanding Investment Options

Many proposals are emerging:

  • Ethereum (ETH)

  • Chainlink (LINK)

  • Cosmos (ATOM)

  • Polygon (MATIC)

  • Avalanche (AVAX)

  • Solana (SOL)

One commentator suggests a split portfolio strategy: โ€œDCA into BTC and ETH ONLY.โ€ This approach emphasizes discipline over diversification, especially as Bitcoinโ€™s dominance is highlighted. โ€œIf BTC dies, everyone else dies,โ€ one user warned, stressing Bitcoin's foundational role.

Impact on Investment Decisions

The ongoing dialogue underlines a calculated approach to crypto investments. As more people explore the value in disciplined buying strategies, we could see a shift in how investors engage with digital currencies.

Key Insights

โœฆ Bitcoin is still viewed as essential by many for any long-term strategy

โœฆ Ethereum is gaining traction, with many incrementally investing

โœฆ Solana's increasing recognition marks it as a contender in corporate investment circles

โœฆ User consensus favors a balanced approach prioritizing Bitcoin and Ethereum over altcoins

Future Considerations for Crypto Investors

As this disciplined investment methodology grows, it could lead to greater market stability over the next five years. Analysts predict a significant likelihood that Bitcoin retains its status as a dominant asset. Meanwhile, Ethereum may see increased demand due to its utility for new projects.

In summary, this community-driven approach reflects a broader trend toward sustainable growth in cryptocurrency investments, providing a hopeful outlook for those aiming for steady returns.