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Will 2025 be the breakthrough year for xrp?

2025: The Year Where XRP Takes Center Stage | Compliance Under Scrutiny

By

Fatma Ali

May 22, 2025, 06:38 AM

Edited By

David Lee

Updated

May 22, 2025, 02:39 PM

2 minutes reading time

An illustration showing XRP symbol with banks in the background preparing for compliance changes, hinting at financial transformation in 2025.
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As 2025 winds down, the push for IS2022 compliance is stirring significant discussions around XRP. Many banks are ramping up their efforts in response to the approaching deadline, prompting speculation about the future trajectory of XRP in the financial ecosystem.

Compliance Talks Heat Up

Thereโ€™s a palpable urgency among banks to secure compliance. โ€œIโ€™ve been staking weekly,โ€ shared one source, echoing the growing enthusiasm around XRPโ€™s future as compliance takes the spotlight. However, not all opinions are optimistic. Some skeptics note that many banks are already compliant, minimizing the urgency for some.

A Mixed Bag of Reactions

Feedback from various forums indicates a blend of excitement and frustration. Many are eager for price movement but express disappointment with current market performance. A common sentiment expressed is, "Iโ€™m so tired of all the dips and no great price actionโ€ฆ" Meanwhile, others advocate buying the dip, indicating a mix of resilience and hope. Overall, thereโ€™s a strong desire for substantial changes.

Highlights from Community Conversations

  • Staking Trend: People are actively staking XRP amid rising interest.

  • Market Frustrations: Concerns about stagnant price action are prevalent.

  • Long-Term Views: Several comments reflect a need for patience, with some asserting, "Well sell and buy a lotto ticket, this is a marathon, not a sprint".

The discourse showcases a community balancing optimism with a sense of reality in the face of compliance mandates. Some users noted the perceived knowledge gap among newbies, with one saying, "OP didn't even get the name right. Probably didn't know anything about crypto."

Whatโ€™s Next for XRP?

With compliance looming, financial experts predict a potential uptick in institutional adoption of XRP by year-end. An estimated 70% of banks may align with IS2022 regulations, opening a pathway for XRP to emerge as a primary tool for cross-border payments and staking. However, as always, skepticism lingers amidst the excitement. Will XRP and its stakeholders capitalize on these regulatory shifts or face hurdles ahead?

Key Takeaways

  • ๐Ÿ” Majority of banks expected to be IS2022 compliant by end of 2025.

  • ๐Ÿ“‰ Frustration mounts over lack of price action, prompting buy-the-dip strategies.

  • ๐Ÿ’ฌ "Iโ€™ve been staking weekly," reflects growing interest despite cautious sentiment.

As 2025 closes in, XRPโ€™s future remains uncertain yet potentially transformative, depending on how stakeholders navigate the evolving regulatory landscape.